Bring Your Ministry Vision To Life

The Foundation provides biblically grounded lending to Alabama Baptist churches, ministries, and organizations. We understand the unique needs of ministry and seek to offer the most cost-efficient, hassle-free financing available.

Our rates are highly competitive, and unlike traditional lenders, the interest from your loan is reinvested in Kingdom causes.

Whether you’re ready to purchase, build, or renovate, if you can dream it, we can finance it.

Types of Loans We Offer

New Construction
Property Purchases
Small Loans
architect working on church plans

Why finance with the Foundation?

Church loans that CHANGE LIVES

A Foundation loan is more than financing — it’s an investment in eternity. That’s because the interest from your loan is reinvested in Kingdom causes, multiplying the financial resources of hundreds of Southern Baptist churches and ministries across the United States.

Learn how the Foundation's loan process works.


1. Request a Call

We’ll reach out and answer initial questions about your loan.

2. Apply Online

Submit your loan using our convenient online application.

3 - 6 WEEKS

3. Evaluation

After we receive your application, we’ll begin the review and due diligence process.

4. Site Visit

We’ll schedule an in-person or virtual visit with your church to inspect the property, review the loan in detail and answer questions.

5. Approval

Following the site visit, your loan will be considered for approval.

6. Closing

If approved, we’ll schedule your loan closing with a local title company once final title and insurance requirements are met.