More ways for Alabama Baptists to be Kingdom givers

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We think everything we have should be used for Kingdom work.

Generous Giving helps you give more strategically. Through tax-aware, Biblically grounded strategies, we give you access to a range of options that turn resources God has entrusted to you into greater Kingdom work.

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Faithful giving deserves a faithful plan. Let us help you give more strategically.

When Does This Matter?

For most Alabama Baptists, generous giving starts with the weekly offering. There are moments in life, however, when standard giving doesn’t capture what God has made possible, when faithful giving could go further with a strategy.

You might benefit from a Generous Giving conversation if:

  • You’re approaching year-end and looking for tax-aware ways to give
  • You’ve inherited stock, retirement accounts, or other appreciated assets
  • You’re selling a business, a property, or another significant asset
  • You’re 70½ or older and want to give from your IRA
  • You hold concentrated stock from your employer or a long-held investment
  • You want to build a giving plan that reflects your family’s values for years to come

Here are some of the ways you can multiply your Kingdom impact.

There’s no single “right way” to give strategically. TBFA partners with Alabama Baptist individuals, couples, and families to identify the giving vehicle that fits each family’s situation.

DONOR ADVISED FUND (DAF)

A unique solution to make your giving simple, easy, and flexible. As an alternative to giving directly to charities, your contributions to a DAF have the potential to grow tax-free over time. DAFs are a great way to establish a tradition of giving among your children and grandchildren and to streamline the administration of your donations.

MEMORIAL ENDOWMENT FUND

Fuel Great Commission work for generations to come! Create a permanent fund during your lifetime (or as part of your legacy plan) to leave a dependable stream of income to your favorite ministries.

IRA CHARITABLE ROLLOVER (IRA)

Give a tax-free distribution from your IRA to qualified ministries, satisfying your required minimum distribution while lowering your adjusted gross income for tax purposes and fueling Gospel work (up to $100,000 per year for individuals and $200,000 for couples).

NON-CASH ASSETS

Gifts of non-cash assets (such as retirement plans, tangible property, life insurance, or crypto currency) allow you to increase your Christian impact while maximizing tax benefits.

CHARITABLE GIFT ANNUITIES

Provide fixed income payments for life to you (or others). You immediately receive the benefit of tax savings from a charitable deduction, while also blessing the Kingdom causes of your choice.

How It Works:

  1. Transfer your cash to The Baptist Foundation of Alabama.
  2. We promise to pay you fixed income (with rates based on your age) for the rest of your life.
  3. Upon your death, the balance goes to a ministry of your choosing. Payout rates are from 5.2% to 9% depending on one’s age.

CHARITABLE REMAINDER TRUSTS

Support the missions you admire while enjoying a tax deduction and retaining an income stream for your lifetime (or set term of years). Ultimately, the trust becomes a gift to the ministries of your choice. 

How It Works:

  1. Transfer your cash or appreciated property to fund a charitable trust at The Baptist Foundation of Alabama.
  2. The trust sells your property tax-free and provides you with income for life or a term of years.
  3. When life ends, the corpus transfers to the ministries of your choice.
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Not sure where to start?

1. Schedule a call. Connect with someone on our team and they’ll help you choose the best path.

2. Get everything set up. Our ministry financial experts help navigate the process with ease.

3. Fuel ministry for decades. Whether it’s a trust, annuity, or estate plan, know you’re actively funding Kingdom work.

Questions Families Ask Us

What about estate planning?

Estate planning is a separate service at TBFA — we call it Legacy Planning. It focuses on what happens to your resources after your lifetime: wills, trusts, beneficiary designations, and ensuring your estate reflects your values and benefits your beloved ministries. Generous Giving focuses on lifetime giving — strategic decisions you make while you’re still here to direct them. Many families work with us on both. If estate planning is the conversation you need, visit our Legacy Page.

You don’t have to. There are some creative options, however, that are more strategic and can help you give more without significantly changing or adding difficulty compared to your typical weekly giving. 

Beyond the regular tithe, Generous Giving is also for the other resources you may be holding: appreciated stock you’ve owned for years, a business you’re planning to sell, or an inherited IRA with required distributions. In those cases, thinking through your strategy is important because you typically pay taxes first and give only what’s left.

Generous Giving helps you send more to ministry and less to the IRS. It’s simply a different conversation than your regular offering.

Generous Giving isn’t just for the wealthy — it’s for faithful givers who want their resources to go further.

Most of the families we serve are steady tithers who haven’t considered doing anything different or who simply have assets they haven’t considered giving strategically: appreciated stock, a retirement account, or a piece of land. With the right giving vehicle, what you’re already giving can be multiplied, without asking you to give more than you have.

This isn’t true. Generous Giving is more for those in their prime working years.

For example, donor-advised funds, gifts of appreciated stock, and charitable remainder trusts are often most effective when they’re set up earlier, not just at retirement. If you’re in your 40s or 50s and have appreciated assets, a business, or a year‑end tax situation, you’re already in the season where Generous Giving can make a big difference.

Waiting until retirement can mean leaving Kingdom resources on the table during the years when you actually have the most flexibility.